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@ Selah Counseling – Louisville, Kentucky | Lakewood Ranch, Florida
(502) 817-4084 | (941) 390-3601
Online Counseling Available to Florida, Kentucky & Indiana Residents
carmen@carmenscounseling.com

Carmen Frederick

Rates and Insurance

Session Rates

All sessions — in-person and telehealth — are the same rate.

  • 50-minute session: $135
  • 75-minute session: $195

Most clients begin with a 75-minute initial session, which allows time for a thorough assessment of concerns, history, and goals. Follow-up sessions are typically 50 minutes, though 75-minute sessions remain available as needed.

Insurance

I accept insurance for telehealth sessions with Florida and Indiana residents through Headway.

To use insurance, start by registering through my Headway profile, where you can verify your benefits and schedule a free 15-minute consultation. From there, I will schedule your sessions directly.

Verify Insurance & Register Through Headway

For Kentucky residents, services are private-pay only. I am licensed as a psychological associate in Kentucky and am not in-network with insurance providers in this state. If you have out-of-network benefits, superbills are available upon request for reimbursement.

Private Pay

I accept cash, check, all major credit cards, and HSA and FSA cards.

Private-pay clients can schedule directly through my online appointment calendar, including a free 15-minute consultation if you’d like to connect before your first session.

Cancellation Policy

If you are unable to attend a session, please cancel at least 24 hours in advance. For cancellations less than 24 hours, a $75 fee is charged, and for cancellations less than 12 hours or for no-shows, the full session fee is charged. Exceptions may be granted in extreme circumstances.

Questions?

If you have questions about rates, insurance, or getting started, please reach out.

Contact Today

Related Services

  • Telehealth Services
  • Individual Therapy in Kentucky
  • Couples Counseling
  • Florida Counseling

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Carmen Frederick, M.Ed., Ed.S., is a Licensed Psychological Associate in Kentucky and a Licensed Mental Health Counselor in Indiana and Florida. Counseling services for Kentucky clients are provided through Selah Counseling, where she is employed. "Carmen's Counseling," as used on social media and carmenscounseling.com, is used solely for professional marketing and informational purposes.